Say goodbye to financial stress and hello to smart shopping with the Bajaj Finserv Insta EMI Card. Designed for modern consumers, this digital card empowers you to convert your purchases into easy monthly installments—without the hassle of paperwork or credit card approvals.
Instant Approval: Get a pre-approved loan limit of up to 3,00,000 in minutes.
Zero Down Payment: Buy top products without paying anything upfront at select partner stores.
Flexible Tenure: Choose repayment plans from 3 to 60 months to suit your budget.
Wide Acceptance: Use at over 1.5 lakh+ partner stores across 4,000+ cities in India.
100% Digital Experience: Apply, activate, and shop—all from your smartphone.
From electronics and appliances to fashion, groceries, and travel bookings—the Bajaj EMI Card covers it all. Whether you're shopping online or offline, enjoy seamless transactions and instant EMI conversion.
Age: 21 to 65 years
Indian resident with a stable income
Valid Aadhaar and PAN card
Active bank account for e-mandate setup
Joining Fee: 599 (one-time)
Annual Fee: Applicable only if no loan is availed in the previous year
Pre-approved loan limit: Up to 3,00,000
Wide acceptance: Usable at over 1.5 lakh+ partner stores across 4,000+ cities in India
Flexible repayment: Tenure options range from 3 to 60 months
Zero down payment: Available on select products and stores
100% digital process: Apply online via the Bajaj Finserv app or website in under 10 minutes
Visit the Bajaj Finserv website or app
Complete your KYC using Aadhaar or DigiLocker
Set up your e-mandate
Get your card instantly and start shopping
The Bajaj Finserv Insta EMI Card is more than just a payment tool—it’s your gateway to financial freedom. No hidden charges, no long waits—just instant access to the things you love.
