HDFC Bank Credit Card
HDFC Bank Credit Card – Apply with Vedika Finance
Unlock exclusive benefits with HDFC Bank Credit Cards—now made easier through Vedika Finance. Whether you're looking for rewards, cashback, travel perks, or premium privileges, we help you find the perfect card and simplify the application process.
Eligibility Criteria
To apply for an HDFC Bank credit card, you must meet the following:
| Requirement |
Details |
| Age |
21–60 years (salaried), 21–65 years (self-employed) |
| Income |
Minimum ?25,000/month (varies by card type) |
| Credit Score |
750+ preferred for premium cards; basic cards may allow lower scores |
| Employment |
Stable income from job or business |
| Residency |
Must be a resident of India |
Required Documents
Vedika Finance will assist you in collecting and submitting:
- PAN Card
- Aadhaar Card or valid address proof
- Income proof (salary slips, bank statements, ITR)
- Passport-size photograph
Key Terms & Conditions
- Joining/Annual Fees: Varies by card; waived on meeting spend criteria
- Interest Rate: 3.49%–3.99% per month on outstanding balances
- Billing Cycle: Up to 50 days interest-free on purchases
- Late Payment Fee: ?100–?1300 depending on dues
- Foreign Transaction Fee: 3.5% on international spends
- Cash Withdrawal Fee: 2.5% or ?500 minimum; interest applies from day one
- Reward Points: Earn on eligible spends; redeem for vouchers, travel, or merchandise
- Dispute Resolution: Raise disputes within 60 days of transaction
Why Apply Through Vedika Finance?
- Personalized card recommendations
- End-to-end application support
- Faster processing and updates
- Assistance with documentation and eligibility checks
Apply Now
Ready to get started? Contact Vedika Finance or click below to begin your application:
